BP Visa Rewards Card – A Card For The Frequent Traveler
JP Morgan Chase has innumerable options when it comes to credit cards. Most of the Chase cards are purpose-specific and entail some really exciting rewards. One such Chase card, the BP Visa Rewards Card, will immensely benefit you if you have excellent credit. The card promises you some very great offers.
If you can afford to make full payments every month and make frequent use of the credit card at the BP gas stations, then this card will be ideal for you.
Features Of The Card
You carry the BP Visa Rewards Card for free because there is no annual fee. The credit card provides the cardholders a 0% introductory annual percentage rate (APR) on balance transfers as well as purchases for the time-period of six months. After the expiration of the introductory period, the APR jumps to the 15.24%.
The regular APR together with the “Two Cycles Average Daily Balance" method (which is costlier than the common "Average Daily Balance" method), followed for calculating balances renders the card unsuitable for carrying balances.
The Card And Its Benefits
The reward program of the card enables the cardholder to earn rebates that are applicable for free gasoline at the BP gas stations.
You can earn double rebates conveniently for the initial two months. Again, for using the BP Visa Rewards Card at the participating BP businesses, you can obtain 5% rebates for making BP gas purchases. On making the eligible purchases for dining and traveling purposes, car rentals, airlines and lodging services you will gain 2% rebates. All the other eligible purchases will give you 1% rebates.
The rebates can be redeemed for cash back checks, gift cards and a Conservation Fund donation. When your rebates sum up to a minimum amount of $25, then the rewards will be redeemable. There is, of course, no limit to the earning of rebates and you can gain unlimited rewards.
The card also offers platinum benefits, such as auto rental insurance, different travel and emergency assistant services and travel accident insurance.
Added Advantages
The BP Visa Rewards Card provides some common credit card benefits, like many Internet account related services, lost as well as stolen card reporting, an end of the year financial statement, and purchase protection.
The card also offers the cardholders no liability for the unauthorized transactions, emergency card and cash replacement, and other benefits.
It is better to be careful about the restrictions, exclusions and limitations that are applicable. Prior to opening an account, you must refer to the Guide to Benefits for detailed information.
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Volkswagen Platinum Visa With Rewards
The universally accepted Volkswagen Platinum Visa with Rewards is favorable for you if you do have a fantastic credit record and would like to avail the benefits of a great rewards program.
Benefits Of The Card
The Volkswagen Platinum Visa with Rewards enables you to earn rewards through points. If you spend one dollar on purchases of the Volkswagen items and services, you will conveniently gain two points. The other purchases you make will give you one point for spending each dollar. The earned points can be further used for an automobile loan with Volkswagen credit by converting the points for a check.
The credit card has no annual fee and has usual platinum benefits, such as auto rental insurance, extended warranties for purchases and travel accident insurance up to $500000. There is a 0% annual percentage rate (APR) on balance transfers and purchases for the initial 12 months. The regular APR too is pretty reasonable (15.24%) for a reward card. These can result into better permanent savings.
The usage of the credit card will give you loyalty rewards points. The earned points can be transferred to discounts on your favorite merchandise, which includes major retailers like the Home Depot or The Olive Garden and/or for gift certificates.
Other Benefits
The earned reward points result in discounts for travel that includes free hotel stays, airfare and car rental. You may be interested to know that the points you earn can even be accumulated for getting a new Volkswagen. You can also utilize your points for leasing a Volkswagen or for making a payment for your existing Volkswagen. The credit is limited to a maximum of $100000.
Furthermore, you have the option of making all your purchases with financial self-discipline and free of interest. You have the choice of making your payments within the grace period of 20 days. This option is valid without any service fees or interest on any purchase.
You can also decide to pay only for the items that you purchase (the price on the tag), without carrying any balance from one month to the next month.
However, you must be informed that the Volkswagen Platinum Visa with Rewards card is not ideal for you if you plan to carry a large revolving balance occasionally. The card determines finance charges through the "Two Cycles Average Daily Balance" method, which proves to be costlier than the "Average Daily Balance" method used by most of the credit card issuers.
The Bonus Points
The Volkswagen Platinum Visa with Rewards card includes certain common benefits, like different Internet account related services, lost and stolen card reporting, emergency card and cash replacement, and purchase protection.
The card also offers the customers no liability for unauthorized transactions, an end of the year financial statement and more facilities. However, it is better for you to be aware of the limitations, restrictions and exclusions that are applicable. For opening an account, you need to go through the Guide to Benefits for detailed information.
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Everything About Volkswagen Platinum Visa with Rewards
If you are very much interested in a rewards program, which you can use to purchase a Volkswagen, then the Volkswagen Platinum Visa with Rewards is the best option for you. This is not all; the reward program, which entails the point system, enables you to save those points for a host of benefits.
The Different Benefits
You can use the Volkswagen Platinum Rewards Visa Card to get Volkswagen loyalty rewards. For each dollar spent at the participating Volkswagen dealers or at Volkswagen drive gear, you can earn up to two points. For other purchases, you can earn one point for one dollar spent.
You can use the Volkswagen loyalty reward points to either buy a new Volkswagen, or lease a Volkswagen. Otherwise, you may use the points to pay an automobile loan with Volkswagen credit. You may also opt for redeeming the points for a cheque or merchandise, gift certificates and in similar ways.
The added advantage of this card is that there will be a logo of the Volkswagen car on the credit card that you use. You can also make use of your loyalty rewards points for discounts for your favorite merchandise. Equipped with the reward-points, you can enjoy discounts for travel – on everything, right from airfare to hotel stays.
If you are financially disciplined, then you can make all your purchases for no interest rates. If you can make payments for all your purchases within the grace period of 20 days, then you will have to pay no interest or service fees for the purchases you make.
The Platinum card does not have any introductory annual percentage rate on balance transfers for the first twelve months. After one year the annual percentage rate changes to 15.24 percent. The variable annual percentage rates depend on the prime rate. The credit limit offered by this card is up to $100000.
The Additional Perquisites
The Volkswagen Platinum Visa with Rewards offers a myriad benefits which are quite interesting. The Platinum card enables the cardholders to benefit from up to $500000 in travel accident insurance and auto rental insurance.
The card presents the opportunity to enjoy various other advantages, which incorporates lost and stolen card reporting, travel and emergency assistance services and Internet account related services. The cardholders will not be held liable for unauthorized transactions made with the card.
Certain restrictions and limitations are applicable for the Platinum Card and persons considering opening an account are advised to go through the Guide to Benefits for detailed information.
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